Why cant health insurance work like other insurance?
Sunday, 30. May 2010
Wreck a car, pay a set deductible done. Need a rental? Your policy covers, done. Car breaks down, warranty covers, done.
Health insurance- you have a $10.00 co pay, paid, but we charge $75.00 but your insurance only pays $25.00 so you owe us $50.00 and they only cover 2 a year so you owe us $425.00
It is things like that I want changed.
I want a national healthcare. Government regulated, not ran. If per incident charges exceed $5000.00 then this policy kicks in and covers. Just like car insurance does. Clear set understandable rules.
And flex savings that don’t go away at years end to pay for glasses, dental and prescriptions, that cost us citizens the same as in Canada or on the Internet.
IT WAS GOVERNMENT THAT GOT US INTO THIS!!! THEY NEED TO GUIDE US OUT!! Employer-based coverage came about during World War II under FDR as a result of the National War Labor Board’s decision to institute wage and price freezes in an attempt to prevent production shortages due to labor unrest or inflation. The freeze was not applied to fringe benefits like health insurance, allowing employers to compete for skilled workers by offering ever-increasing health insurance coverage. Workers grew accustomed to receiving health benefits from their employers; making employer-provided health benefits became an American institution
AND YES THEY SHOULD BE TAXED,
By taxing them they are back to income not a hidden source for the wealthy to play and not pay
And when you check out of the hospital, or leave a doctors office, bill must be presented in full at time of check out or it is no longer owed. No more three-month latter you owe a or that. It wouldn’t fly at a motel or at a restaurant should not be allowed in healthcare
Brad Says:
I install hot tubs; I just installed one for a rich jerk who had his insurance cover it as he was suffering from stress. I guess his company is allowing this instead of bonuses that are not fashionable. He works for a bank that was bailed out: a larger bank of America.
This is what is wrong! Poor cannot buy medicine and rich get given toys!
Andrew Says:
They American people are stupid, the just watch TV and let insurance companies lie to them. Expensive commercials scaring you on government ran healthcare. The members of congress and senate are getting their cut of the money. The SEC has reported that the 10 largest health insurers have reported a profit of 428%. Health insurance CEOs averaged 11.9 Million.
This is big money and no way will the system change.
It is just like the tax system, Silly and stupid and built for the rich!
The Patriot Says:
FACT – Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should
That is why. Click the first link for more on that.
FACT – PER PERSON the USA spends more on healthcare than any other nation on the planet
FACT – Obama debated his plans before the election for healthcare
FACT – the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage
FACT – Obama was elected by the American people to bring in change
FACT – Obama wants to stop insurance companies from screwing the American people
FACT – The reforms Obama wants work in the Netherlands and Switzerland
Rick Says:
Does the administration have everyone DUPED? The Insurance Companies are the Wrong target.
The Drug Companies are in collusion with the Obama administration and Democrats.
Drug Industry Helping Obama Overhaul Health Care
http://www.cbsnews.com/stories/2009/08/08/ap/preswho/main5226520.shtml
Even some on the left see this = Big Pharma has Lured Dems Into a Faustian Bargain
http://www.huffingtonpost.com/merrill-goozner/big-pharma-has-lured-dems_b_257030.html
“The $80 billion in drug industry “savings” over the next decade–announced with much fanfare in a White House Rose Garden ceremony two months ago–amounts to a mere 2 percent of the total drug tab over the next decade, which is still slated to grow at somewhere between 1 ½ to 2 times the rate of inflation–just like the rest of the health care economy.”
Insurance Companies are peanuts compared to Huge Profits and political payoffs of the Drug Companies.
tell'n it like I see it Says:
That sounds better than Obamacare. It would be an easy solution that can help. But what about the electronic records systems?