Wednesday, 5. May 2010
My wife’s daughter is 33 and hooked on drugs.She has already been denied custody of her 3 kids and they stay with their dad.She just got evicted from her house,has no car,no money,and says no place to stay.She started on prescription drugs and now shoots up or does whatever she can get.I got laid off work in Jan and my wife has not worked since last July so she could be with her family whenever she wants(they live 100 miles away),my wife goes to visit them at least once a month,sometimes more even though we are struggling to survive ourselves.
I have been keeping us afloat by spending my savings from a sale of my house I owned before we got married.Now we are having to move because on unemployment we cannot keep living in our present house and there are no jobs here.Now my wife wants to move her druggie daughter in with us who has stayed with us a few times before for a short while.She is nasty,is like living with a rat,because she gets into the food pantry and fridge into everything,leaving bags of chips open and picking at her sores then touching food,she’s just nasty.
Anyway here it is:If I don’t find a decent paying job soon I am going to have to sell my Harley,maybe my car,and some property we own in Arkansas which I am still paying on.All of these things I had when we got married except the property in Ark which we bought with procedes from the sale of my house,she still has a house but it is rented out.She does not help with our bills and now wants to add her daughter to our problems.I know it is hard to walk away from your child,but I feel her daughter needs to hit rock bottom in order to decide that she wants to get help.Right now she thinks everything will be ok as long as someone takes her in for the night.
So do I continue spending on us to live,until I have nothing or do I leave now while I still have a chance to salvage at least a little part of MY life?
Posted in Answers by Prescription Savings -
Saturday, 17. April 2010
My husband and I have been married 3 1/2 years. We’ve been together for 6 1/2. We have a 2 1/2 year old daughter. That said, here are my problems:
I bought a car right after having my daughter. It was a loan of $13000. I had a 700 credit score at the time. I had never bought a car before and had no clue what I was doing and ended up not getting a warranty. During the time I had the car (9months) it broke down numerous times and I spent over $2700 in repairs. That being said, I could not make the payments and I asked them to pick up the car. They repo’d because I asked them to. The then sold the car for only $1000. Now they want $12000 paid to them. I have no money in savings. I have no money period.
When my daighter was 3 months old, I was laid off from my job. Work was very slow and they could not afford to pay me anymore. I took a big hit and couldn’t find work for 3 months. When I finally found work it was $9 an hour and barely enough to make ends meet.
I worked there for 9 months and then my husband found the same fate as me and was laid off. He could not find work again for 8 months. When he finally found a job it was 50 miles away and he worked there for 6 months before they had to let him go becuase their company was failing with the economy and they lost a big client.
When I wass laid off, I needed money and I stupidly went to Cash Call. They gave me a $2500 loan and 59% interest which I didn’t find out about until they mailed the paperwork. Everything had been done over the phone. I paid payments for over a year and a half and the payoff was still well over $3000 due to the interest. I finally made a big payment of $2000 but they still say I owe them $1700. I recently stopped paying them. I couldn’t handle it anymore.
So now I am way over my head in debt. I have a 520 on my credit, and my husband is 560. We are trying to keep food on the table. my husband is still unemployed and on his second extension.
He has always been a smoker, and now he has picked up drinking. He isn’t a drunk, by all means, but he has probably 2 24oz. beers a day. We don’t have the money for him to be out spending $4-6 a day. That adds up to $120-160 a month! He also has ADHD and has a medical prescription for marijuana. He doesn’t smoke around us but it is legal and prescribed to him. My biggest problem is that he spends about $60 a week on his prescription.
We are badly in debt, and he won’t stop drinking or smoking and doesn’t understand the amount he spends.
NOW: He is a great dad and husband other than those things. He cooks, cleans, watches the little one EVERYDAY because we cannot afford daycare. He cooks for her, gives her baths, has always changed diapers. He will have dinner ready when I get home and the house will be spotless. He works hard around the yard. He will even do anything I ask of him. If I want a snack from the kitchen, if I want a bath, he will run it. I can tell he really loves both of us and I feel like a bad person sometimes because I want to leave because of the money spending.
How can I deal with this all? What would you do? Maybe this is a plea for help. I love him, but I want him to stop drinking every night. I want him to stop with the cigarettes. He tells me: “I don’t tell you what to do!” But I don’t ever do anything. I don’t get my hair done or nails done. I don’t spend on anything extra. We don’t have Satellite or cable. I don’t even go clothes shopping. I own 3 pairs of pants, one pair 2 sizes too big. I can”t even remember the last time I bought anything for myself.
Any questions?
What should I do?
Posted in Answers by Prescription Savings -
Saturday, 13. March 2010
i have a special thing going on and i need to know how to lose weight. 5-35 lbs!!!!!!! yes! i need help! any workout scheduels? any diets? NO PILLS!! i am a little on the hefty side, and i need to know how to lose weight! i have tried running and that did not help me!! i have also tried eating salad for ALL three meals, and for snack eating 5-6 saltine crackers!! tried pills once, and they made me really sick! i was in the hospital because of them!! PLEASE HELP!! I NEED HELP! I NEED TO LOSE WEIGHT BY THE 3RD OF AUGUST!!!!
AND DOESNT COST WAY TOO MUCH MONEY!!! I ONLY MAKE A LITTLE BIT OF MONEY, AND THAT IS BECAUSE O BABYSIT ONCE A WEEK! AND MY SAVINGS ARE FOR COLLEGE!!
i live out in the country and the is very little water in the creeks, and there is no pool around for nearly 35 miles!
i cant be out in the sun for too long either! i’m on a perscriotion from my doctor for my acne, and it makes me burn if im in the sun for more than 4-5 mintes!!
i forgot to mention that i broke my right arm is April, and i cant lift more than 25 lbs! (that is what the doc said, seeing how i broke both bones, and needed plates, and pins!!)
Posted in Answers by Prescription Savings -