Sunday, 30. May 2010
Wreck a car, pay a set deductible done. Need a rental? Your policy covers, done. Car breaks down, warranty covers, done.
Health insurance- you have a $10.00 co pay, paid, but we charge $75.00 but your insurance only pays $25.00 so you owe us $50.00 and they only cover 2 a year so you owe us $425.00
It is things like that I want changed.
I want a national healthcare. Government regulated, not ran. If per incident charges exceed $5000.00 then this policy kicks in and covers. Just like car insurance does. Clear set understandable rules.
And flex savings that don’t go away at years end to pay for glasses, dental and prescriptions, that cost us citizens the same as in Canada or on the Internet.
IT WAS GOVERNMENT THAT GOT US INTO THIS!!! THEY NEED TO GUIDE US OUT!! Employer-based coverage came about during World War II under FDR as a result of the National War Labor Board’s decision to institute wage and price freezes in an attempt to prevent production shortages due to labor unrest or inflation. The freeze was not applied to fringe benefits like health insurance, allowing employers to compete for skilled workers by offering ever-increasing health insurance coverage. Workers grew accustomed to receiving health benefits from their employers; making employer-provided health benefits became an American institution
AND YES THEY SHOULD BE TAXED,
By taxing them they are back to income not a hidden source for the wealthy to play and not pay
And when you check out of the hospital, or leave a doctors office, bill must be presented in full at time of check out or it is no longer owed. No more three-month latter you owe a or that. It wouldn’t fly at a motel or at a restaurant should not be allowed in healthcare
Posted in Answers by Prescription Savings -
Wednesday, 28. April 2010
VA (Veterans Administration) healthcare is one of the best yet cheapest providers out there. Of course, it’s only for veterans.
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Public Option will provide similar services and savings to rest of country.
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This buying/bargaining power specifically opposed by drug companies during Medicare Prescription Drug Benefit debate.
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Their well-funded lobby – which bought services of a Republican former Congressman for $2,000,000.00 a year – ensured Medicare, unlike the VA, NOT ALLOWED TO BARGAIN down drug prices!
Posted in Answers by Prescription Savings -
Friday, 5. March 2010
Cam I purchase prescription for my children with HSA or is it only for me?
thanks!
Posted in Answers by Prescription Savings -
Friday, 19. February 2010
Prescription prices for name brand and generic medications have been on the rise for years, so we wanted to know if it really was possible to save money with a free prescription savings card. We wanted to find a card that would allow us to enroll for free. We also did not want to have a card that would expire or limit the pharmacies where it could be used. We also wanted a card that we could easily pass along to our family and friends.We begin our search and found a card that claimed to save between 15% and 75% off of the price of medications at over 54,000 pharmacies across United States and Puerto Rico. Some of the major chain pharmacies and retail outlets that offer pharmacy services are among those who have contracted to offer savings to those who have this card. The pharmacy savings card could be printed from the supplier’s website. We didn’t need to provide our name, e-mail address, phone number or order a card and wait for it to come in the mail. We simply printed the page that contained all of the details the pharmacies needed in order to discount medication prices.With the card in hand, we enlisted an elderly lady whose prescription medication expenses totaled nearly $400 per month. Because the card didn’t have our name on it, we could simply give it to her for her to use during that month’s purchase. After she paid for her prescriptions, she excitedly reported that she had saved over $330. She was able to purchase her monthly prescriptions for only $70. We then enlisted a young lady with a $200 a month prescription. With no insurance, she told us that the $200 depleted her monthly discretionary income. After using the card for her medications, she was able to save $100 off of her bill.Because the card does not require that you have your name or a specific account number, we were able to take the card to locations where small businesses, not-for-profit organizations, restaurant workers, churches, uninsured or underinsured and more could use the card to save on their prescription expenses.So, do free prescription savings cards really work? From what we have experienced, there are free prescription savings card programs that really do save money for the individuals that use them. What’s more is the card we found that only seem to prescription medications but also could be used as for a laboratory and medical imaging expenses.
Posted in Articles by Prescription Savings -